End-to-end
business finance
orchestration
For lenders today, having an end-to-end, automated, fully configurable platform should be the norm.
As we have moved from industrial to knowledge-based economy, it’s time for financial institutions
to reimagine their secured and unsecured business finance products.
With Trade Ledger, we’re not just serving clients on digital channels or giving them immediate decisions, but adapting our product set to meet their evolving needs
Ben Cutler – Chief Customer & Marketing Officer,
Scottish Pacific Business Finance
Products that generate value across the business finance chain
Boost profitability with accelerated revenue growth through new business acquisition. Using Open Finance data, offer up a rich and intuitive customer self-service or relationship led UX, while plugging into third-party distribution channels to:
- Make loan decisions in minutes
- Precision customer targeting
- Greater channel choices
- Lower drop-out rates
- Reduced risk
- Lower costs-to-serve
- Make loan decisions in minutes
- Precision customer targeting
- Greater channel choices
- Lower drop-out rates
- Reduced risk
- Lower costs-to-serve
up to 70%
Reduction in
Origination costs
57%
Reduction in dropout
& rejection rates
4 min
Application
Process
Application &
Onboarding
Assessment &
Due Diligence
Pricing &
Quotation
Credit
Sanctioning
Fulilment &
Take-On
Retain customers, increase efficiencies and boost profitability to ultimately transform your return on investment (ROI). Facilitating Open Finance utilising multiple data sets, deliver content and offers in real-time. Our solution also automates funding, billing, disbursements and payments, standardising and re-engineering processes across the business finance chain to:
- Heighten customer engagement
- Increase cross- / up-sell consistently
- Lower time/cost-to-serve
- Tailor to customer context
- Increase client and staff satisfaction
- Offer greater channel choices
- Heighten customer engagement
- Increase cross- / up-sell consistently
- Lower time/cost-to-serve
- Tailor to customer context
- Increase client and staff satisfaction
- Offer greater channel choices
97%
Reduction in
manual error
400%
Improvement in
up- & cross-sell rates
+99%
Customer
renewal rates
Account &
Relationship
Management
Audit &
Financial
Monitoring
Drawdown &
Transaction
Management
Arrears &
Default
Management
Reporting &
MI
Solutions that support all
business finance products
Finally, convenience and simplicity at scale can be realised. Our turnkey configurations enable your organisation to deliver the right products, at the right time, over the right channel quickly, at low risk.
Help businesses to finance new or existing equipment, vehicles or just parts and add-ons over a longer period with fixed regular payments
Help businesses to manage their cashflow and build working capital by lending against invoices
TERM
BUSINESS LOANS
Help businesses to achieve more financial freedom with easily configured repayment schedules
Transform your user experience through
omni-channel front, middle and
back-office channels
Our platform is comprised of three portals.
Platform Features
Our multi-tenanted platform goes beyond Open Banking. Its interoperable Open Banking infrastructure layer, uses dedicated cross-function components and insights to proactively match our clients customers with the right services. Additionally, it facilitates the exchange of value across our broad ecosystem of stakeholders to ensure our clients realise optimum profitability.
- Workflow & Task Management Engine
- Comments & Communication
- Document Creation & Management (Letter of Offer)
- Digital eSignature
- Notification & Messaging
- Asset Management
- Application & Queue Management
- Securities & Guarantees
- Single Customer View (SCV)
- Serviceability Calculator
- Credit Limit Management & Approvals
- Credit Bureau Integration
- Financial Reporting (Balance Sheet & P&L)
- Contract Management
- Accounting Integrations & Data Upload Wizard
- Risk Assessment (Credit, Fraud, Dilution etc.)
- Portfolio Reporting & MI
- Configuration Studio
- Workflow & Task
- Management Engine
- Comments & Communication
- Document Creation & Management (Letter of Offer)
- Digital eSignature
- Notification & Messaging
- Asset Management
- Application & Queue Management
- Securities & Guarantees
- Single Customer View (SCV)
- Serviceability Calculator
- Credit Limit Management & Approvals
- Credit Bureau Integration
- Financial Reporting (Balance Sheet & P&L)
- Contract Management
- Accounting Integrations & Data Upload Wizard
- Risk Assessment (Credit, Fraud, Dilution etc.)
- Portfolio Reporting & MI
- Configuration Studio
Request a demo
Please feel free to complete the form below if you have any questions or would like to request a demonstration.
We will be in contact with you as soon as possible.