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Innovation happens where capital flows.
We’re on a mission to help reinvent working capital lending for the digital era
Proud to work with
Closing the $30T working capital gap is a huge market opportunity for lenders and for the world.
That’s why we built the world's first end-to-end digital business credit management platform.
Bring credit from the edges to the core
The data and processes for originating and servicing business credit products significantly overlap, yet each is managed in a different system, off the core banking stack.
That results in massive duplication of effort and untold lost opportunities to serve more businesses.
Trade Ledger brings all production elements from the edges of the technology estate into a single platform, dramatically increasing productivity and decreasing the cost to serve.
Digital. Composable. Scalable.
01
Platform
Feature one
Base your credit decisions on more and better dataÂ
The quality and availability of data for structuring and managing credit products has improved dramatically in recent years, letting you say yes to more of the right deals, whilst lowering risk.
Our APIs, event-based architecture and proprietary data model let you unlock the power of digital data, making you more efficient and profitable now and ready for an AI-powered future.
02
Capabilities
Feature two
Think big. Start small
Trade Ledger is composable. It has all the capabilities you need to originate and manage loans, but each capability operates independently. Say goodbye to the limitations and overheads of monolithic systems and start building your way.
String capabilities together to digitise one or more credit products from end to end, connecting to internal systems as needed. Or digitise one phase of operations for any or all products. Think continued evolution, not one-time transformation.
03
Supported Products
Feature three
Serve up multi-product, multi-party facilities with ease
Trade Ledger supports 99%* of working capital lending products.
Iterate, structure, launch and manage one-off loans or multi-product, multi-entity facilities within a master limit– all from within Trade Ledger.
* Let us know if you’ve thought of something we haven’t, we're up for a challenge
Wow your borrowers and your staff with a smooth digital experience
Speed up time to cash while reducing risk
borrowers
1
hour to a credit decision
24
hours to cash
relationship managers
0
repetitive data entry
12
hours onboarding time
credit team
97%
manual error reduction
50%
faster approval of new terms
Case study
HSBC slashes time-to-cash from months to days
New online process cuts approval time for Receivables Finance (RF) customers from one-to-two months to under 48 hours with Trade Ledger technology.
OUR PARTNERS
Friends with your friends
Digital transformation is hard. Unless you’re as well connected as we are.
Our partner network includes system integrators, strategic consultants, cloud platforms, and technology partners.
Our partner network includes system integrators, strategic consultants, cloud platforms, and technology partners.
Stay in the loop
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Just some of the recognition we have received
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