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Trade Ledger is on a global mission to create the world’s most versatile banking platform which uses data, analytics & technology to help banks, businesses & economies access the resources that they need to thrive

Established in 2016, Trade Ledger is a Lending-as-a-Service (LaaS) platform for digital business finance. We provide banks and other lenders, our platform of prebuilt components including API connectors, Credit analytics, Customer application & onboarding workflows, Invoice management, User & account management, Data transformation & mapping, Reports and Dashboards. We white-label the platform in a custom bank front-end that provides a complete customer digital UX and encapsulates all of the processes the bank customer interacts with online.

About Us



End-to-End Lending Automation


Credit & Fraud Risk Analytics Redefined


Personalised & Beautiful User Experiences


Open Banking for Commercial Lending


Drive innovation cycle down to a matter of weeks


Drive new revenue streams through APIs


Explore new business models through partnerships


Create new distribution channels


The Platform


Latest News & Publications

Credit Decisioning using Open Data

13th August 2019

Thinking back 15 years, how many ‘Chief Innovation Officers’ do you think there were in the financial services sector? The answer, outside of Palo Alto, is probably very few. But now, if you don’t have at least one person in the bank with ‘innovation’ in their title, well you’re clearly not innovative! I’m kidding of […]

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Trade Ledger wins place in inaugural HK-UK Fintech Bridge Programme

30th April 2019

HM Treasury & The Department for International Trade select world’s first open banking business lending platform for tailored program of support aimed at boosting UK fintech industry London, 30th April 2019 – The world’s first open banking business lending platform, Trade Ledger, has won a place in the inaugural Hong Kong-UK FinTech Bridge Program announced last […]

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Trade Ledger and Nimbla partner on the launch of first ever Marketplace-as-a-Service for business finance providers

2nd April 2019

London, 2nd April 2019  Trade Ledger, the world’s first open banking platform for business credit automation & Nimbla, the pioneering trade credit insurance platform have today announced a new partnership to streamline trade finance & insurance processes for banks and lenders. The partnership will be the first time two Banking-as-a-Service (BaaS) platform providers have come […]

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