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Trade Ledger is on a global mission to create the world’s most versatile banking platform which uses data, analytics & technology to help banks, businesses & economies access the resources that they need to thrive

Established in 2016, Trade Ledger is a Lending-as-a-Service (LaaS) platform for digital business finance. We provide banks and other lenders, our platform of prebuilt components including API connectors, Credit analytics, Customer application & onboarding workflows, Invoice management, User & account management, Data transformation & mapping, Reports and Dashboards. We white-label the platform in a custom bank front-end that provides a complete customer digital UX and encapsulates all of the processes the bank customer interacts with online.

About Us



End-to-End Lending Automation


Credit & Fraud Risk Analytics Redefined


Personalised & Beautiful User Experiences


Open Banking for Commercial Lending


Drive innovation cycle down to a matter of weeks


Drive new revenue streams through APIs


Explore new business models through partnerships


Create new distribution channels


The Platform


Latest News & Publications

Trade Ledger and Nimbla partner on the launch of first ever Marketplace-as-a-Service for business finance providers

2nd April 2019

London, 2nd April 2019  Trade Ledger, the world’s first open banking platform for business credit automation & Nimbla, the pioneering trade credit insurance platform have today announced a new partnership to streamline trade finance & insurance processes for banks and lenders. The partnership will be the first time two Banking-as-a-Service (BaaS) platform providers have come […]

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Trade Ledger Wins Two Awards at Fintech Business Annual Awards Gala

29th March 2019

The world’s first open banking business lending platform, Trade Ledger, was named the Fintech Start-up of the Year, and Lending platform of the year at the Fintech Business Awards at a gala ceremony last night. The award comes as Trade Ledger continues to revolutionise the international fintech landscape, following international expansion into UK and EU […]

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Lending-as-a-Service (LaaS) – Next generation Marketplace Loans

4th February 2019

Providing business loans at the real point of need – not just at your bank!   What is a LaaS? LaaS, sometimes referred to as the “Marketplace Lending” is an emerging trend in the banking and financial services sector where banks and lenders are leveraging new technology to surface their products and services on platforms […]

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