Trade Ledger gives you all the capabilities you need to support the entire lifecycle of almost any type of working capital credit product or facility, and the freedom to assemble them your way and at your own pace.
Get up and running quickly with any or all of our pre-configured Origination and Onboarding, Deal Creation, and Portfolio & Risk Management Modules. Or combine any of our capabilities with any of yours.
Each capability can be extended, updated, and maintained separately without impacting the rest of the system. Maximise your flexibility while minimising IT overhead.
Reduce application and onboarding dropout with digital origination. Make smarter risk decisions, faster. Improve ‘time-to-fund’ metrics from months to days.
Originate multi-product facilities within a master limit. Create dedicated interfaces for brokers, customers, and staff and orchestrate interactions with consistent, up-to-date information.
Use all of our Onboarding & Origination capabilities together, or mix them with your existing decision engine, broker portal, or other capabilities. Whatever you choose, all capabilities are supported by our unified data platform, credit suite, configurable workflows and APIs.
Improving Onboarding & Origination yields more sales and lowers the unit cost of production. But that’s only a third of the process.
A “paper drop” at the end of Origination leaves operations staff scrambling around and increases risk. You could add more staff, but that limits your efficiency gains.
Automating the process with our Loan & Facility Structuring module augments them.
The processes for managing a loan or facility overlap significantly with those for creating one, yet they’re handled in separate systems.
Connecting and centralising them creates new efficiencies and eliminates information gaps where risk hides.
Automate asset monitoring, loan-to-value calculations, and collateral value updates. Trigger alerts when collateral value deteriorates, ensuring loans remain adequately secured.
