Solutions that generate value
across the business finance chain

With Trade Ledger, we’re not just serving clients on digital channels or giving them immediate decisions, but adapting our product set to meet their evolving needs

Ben Cutler – Chief Customer & Marketing Officer,
Scottish Pacific Business Finance

For global and regional trade banks

Customers told a large bank that it took too long to apply and get cash. Leveraging Trade Ledger, the bank changed the way it handled data and risk, updated its customer experience and rolled out new services to multiple countries.

For national banks and alternative finance

An alternative finance provider wanted to grow its loan book despite increasing competition. It also needed a better customer experience and bigger margins. It launched a new product category on the Trade Ledger platform, and saw explosive growth within a year.

For all your teams

Bank and
alt finance leaders

Can see the up-to-the-minute health of their business, plus blockers and opportunities, from informative dashboards and KPIs.

Sales teams
and introducers/brokers

Can track the progress of their pipeline and deals at any time. There’s no waiting for information from borrowers. Dropouts typically halve, and renewal rates can double. They can sell more, more quickly.

Operations
teams

Get full visibility of borrower information, drawdown, terms, collateral, and settlement data. There’s no need to transfer any data between systems – all the teams work from a single version of the truth.

Legal
teams

Have the convenience of a document repository and electronic signatures.

Risk managers,
underwriters and analysts

Have instant access to all the information they need, without having to search through folders and emails.

Developers
and IT

Get a flexible, easily configurable platform that can work with, or replace, existing systems.

Easy to use

It’s incredibly easy for your staff, your introducers/brokers, and your borrowers. They each see screens designed for them.

Borrowers are guided through each step of the application process.

Lending teams can track and progress their accounts.

Brokers and other introducers get set up online, then can access the same information as in-house teams.

Solutions for your business finance products

Our turnkey configurations enable your organisation to deliver the right products, at the right time, over the right channel. Trade Ledger supports asset finance, invoice finance, term loans, embedded finance and bespoke lending.

Platform Features

Our multi-tenanted platform goes beyond Open Banking. Its interoperable Open Banking infrastructure layer uses dedicated cross-function components and insights to proactively match our clients customers with the right services. Additionally, it facilitates the exchange of value across our broad ecosystem of stakeholders to ensure our clients realise optimum profitability.

  • Workflow & Task Management Engine
  • Comments & Communication
  • Document Creation & Management (Letter of Offer)
  • Digital eSignature
  • Notification & Messaging
  • Asset Management
  • Application & Queue Management
  • Securities & Guarantees
  • Single Customer View (SCV)
  • Serviceability Calculator
  • Credit Limit Management & Approvals
  • Credit Bureau Integration
  • Financial Reporting (Balance Sheet & P&L)
  • Contract Management
  • Accounting Integrations & Data Upload Wizard
  • Risk Assessment (Credit, Fraud, Dilution etc.)
  • Portfolio Reporting & MI
  • Configuration Studio

  • Workflow & Task
  • Management Engine
  • Comments & Communication
  • Document Creation & Management (Letter of Offer)
  • Digital eSignature
  • Notification & Messaging
  • Asset Management
  • Application & Queue Management
  • Securities & Guarantees
  • Single Customer View (SCV)
  • Serviceability Calculator
  • Credit Limit Management & Approvals
  • Credit Bureau Integration
  • Financial Reporting (Balance Sheet & P&L)
  • Contract Management
  • Accounting Integrations & Data Upload Wizard
  • Risk Assessment (Credit, Fraud, Dilution etc.)
  • Portfolio Reporting & MI
  • Configuration Studio

Latest News & Publications

Enabling credit for every business

Find out how Trade Ledger can work for you

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