Strategic opportunities in corporate banking
By Rikard af Ekenstam, Trade Ledger Managing Director, Europe Trade finance has had a bad press lately, with the high-profile collapse of Greensill, the supply-chain financing business. Even before that…
Stay up to date with the latest Fintech Trends and Insights packaged into knowledgeable articles about everything related to data-driven business finance, global SME funding gap, lending technology and platform business models. We believe SME Business Finance will never be the same after 2020. Trends that were already set in motion have now accelerated. The internet – not Open Banking – creates new imperatives for new business models, and we believe systems of intelligence will be critical in unlocking the value creation for the future of business finance and the broader digital economy.
Big Tech and the threat to banking
By Roger Vincent, Trade Ledger Managing Director, UK & Ireland It’s Big Tech, not fintech, that threatens banks. How the banks respond is an existential question. While tech giants have…
How lenders and brokers can best respond to the end of government pandemic loans
During 2020 and 2021, many governments provided financial support to businesses, including loans, to help them through the Covid pandemic. When these loan schemes come to an end, there will…
Augmented, not Artificial Intelligence: How lending tech makes underwriters’ jobs easier, not obsolete
by Jane McNamara, Product Manager Should risk professionals in the lending industry fear AI? In this article I look at whether the threat is real, the potential for better…
Beyond the Myth: an honest look at startup life
by Laura Smith, Head of HR at Trade Ledger® For people who are driven, ambitious, and perhaps a bit idealistic, working at a startup is the holy grail. You get…
How Embedded Finance Actually Works
Explore the true nature of embedded finance and how to capitalize on this shift.
Australia: the Innovation Sandbox powered by Data-driven Lending
I’ve been living in Australia for almost 6 years and it’s been clear since the beginning that this market made a headstart in digitising finance. It’s also currently on a good path to realizing its promise on Open Banking.
How did it do it? And why does it matter?
I’ll dig into the details next, but let me start with this: observing the Aussie market reveals a powerful undercurrent pulling the future forward for fintech companies. It reveals how banks’ approach to data shapes the type of issues they’re solving – today’s or tomorrow’s – and the vastly different outlook each approach shapes.
The Broken Promise of Auditing Customers Remotely
SMEs’ lending needs have long been caught between a rock (corporate banking) and a hard place (independent non-bank lenders). It was never clearer than in lockdown that the current setup doesn’t work – neither for SMEs, nor for lenders.
From paper-based origination processes to manual work, through siloed customer information, the promise of customer-centric lending faces many breaking points that neither party can afford.
We know why SME business finance will never be the same after 2020, but what the lockdown painfully emphasized has a solution that’s both attainable and practical.
The Data Revolution coming to Business Finance (and why I joined Trade Ledger™)
by Paul Carmichael, Head of Sales APAC at Trade Ledger™ Imagine starting a new job. A job that requires talking to everyone on the team and deeply immersing yourself in…
The Future has been Pulled Forward
Trade Ledger CEO describing the five ways business lending will be transformed post-pandemic.
Why SME Business Finance will never be the same after 2020
by Bakhtier Pulatov, Head of Product at Trade Ledger™ While armies of politicians, policymakers and academics were debating how big the SME funding gap is, why it is so persistent…
Delivering Customer Success in times of Rapid Change
by Emily Rowntree, Head of Customer Delivery & Strategic Accounts at Trade Ledger™ Our agile delivery approach is built for, and excels in, an environment of flux A dependable partner…