Fintech Trends 2020-2030

Stay up to date with the latest Fintech Trends and Insights packaged into knowledgeable articles about everything related to data-driven business finance, global SME funding gap, lending technology and platform business models. We believe SME Business Finance will never be the same after 2020. Trends that were already set in motion have now accelerated. The internet – not Open Banking – creates new imperatives for new business models, and we believe systems of intelligence will be critical in unlocking the value creation for the future of business finance and the broader digital economy.

The Broken Promise of Auditing Customers Remotely

SMEs’ lending needs have long been caught between a rock (corporate banking) and a hard place (independent non-bank lenders). It was never clearer than in lockdown that the current setup doesn’t work – neither for SMEs, nor for lenders.

From paper-based origination processes to manual work, through siloed customer information, the promise of customer-centric lending faces many breaking points that neither party can afford.

We know why SME business finance will never be the same after 2020, but what the lockdown painfully emphasized has a solution that’s both attainable and practical.

post-pandemic business finance

The Future has been Pulled Forward

by Martin McCann, CEO and Co-founder at Trade Ledger™ Five ways the pandemic will transform business lending Across Europe, the lockdown is coming to an end. After weeks of suspended…

Globalisation Isn’t Dead, It’s Set To Flourish

by Roger Vincent, General Manager UK&I at Trade Ledger™ Global trade growth has been slowing massively since the financial crisis and, as we’ve seen recently, supply chains are more fragile…

Culture as a Competitive Advantage

by Laura Smith, Head of HR and Community at Trade Ledger™ Thousands of start-ups fail each year. Why? Because they don’t have right team and culture in place.   In…

Creating a System of Networked Intelligence for Lending

by Martin McCann, CEO and Co-founder at Trade Ledger™ Systems of intelligence create the opportunity to capitalize on logarithmic increases in business data to deliver new services that are exactly…

Credit Decisioning using Open Data

by Roger Vincent, Chief Innovation Officer, Trade Ledger™ Thinking back 15 years, how many ‘Chief Innovation Officers’ do you think there were in the financial services sector? The answer, outside…
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