Stay up to date with the latest Fintech Trends and Insights packaged into knowledgeable articles about everything related to data-driven business finance, global SME funding gap, lending technology and platform business models. We believe SME Business Finance will never be the same after 2020. Trends that were already set in motion have now accelerated. The internet – not Open Banking – creates new imperatives for new business models, and we believe systems of intelligence will be critical in unlocking the value creation for the future of business finance and the broader digital economy.
Where will next-generation working capital take us?
Tech is driving down the cost of funding in supply chains
5 ways to capitalise on the hottest business lending trends in 2022
How the biggest business lenders get digital transformation right
Inside Trade Ledger with Emily Lloyd-Penny
Forward-looking business models for commercial lending in 2022
Staying relevant through digital transformation and tech partnerships in 2022
Building a sustainable future for business lending in 2022
More accurate and cost-effective business finance credit decisions in 2022
5 business finance trends to take advantage of in 2022
Customer-first business lending journeys in 2022
A massive opportunity to change the way we leverage financial data
From startup to scale-up – what it’s like to be the CEO
Open banking: paving the way for the future of SME credit analytics
Perfect moment to add value to supply chains, as banking and fintech converge
Can Open Banking open up business lending?
Getting a grip on risk analysis
A golden age for invoice finance
How banks can survive the creative destruction of the finance industry
The future of risk management in invoice finance
Six improvements to the business model for lenders
Does bias affect lending to SMEs?
Strategic opportunities in corporate banking
Big Tech and the threat to banking
How lenders and brokers can best respond to the end of government pandemic loans
Augmented, not Artificial Intelligence: How lending tech makes underwriters’ jobs easier, not obsolete
Beyond the Myth: an honest look at startup life
How Embedded Finance Actually Works
Explore the true nature of embedded finance and how to capitalize on this shift.
Australia: the Innovation Sandbox powered by Data-driven Lending
I’ve been living in Australia for almost 6 years and it’s been clear since the beginning that this market made a headstart in digitising finance. It’s also currently on a good path to realizing its promise on Open Banking.
How did it do it? And why does it matter?
I’ll dig into the details next, but let me start with this: observing the Aussie market reveals a powerful undercurrent pulling the future forward for fintech companies. It reveals how banks’ approach to data shapes the type of issues they’re solving – today’s or tomorrow’s – and the vastly different outlook each approach shapes.
Loan monitoring is a huge overhead. Here’s how to make it quicker and smarter.
SMEs’ lending needs have long been caught between a rock (corporate banking) and a hard place (independent non-bank lenders). It was never clearer than in lockdown that the current setup doesn’t work – neither for SMEs, nor for lenders.
From paper-based origination processes to manual work, through siloed customer information, the promise of customer-centric lending faces many breaking points that neither party can afford.
We know why SME business finance will never be the same after 2020, but what the lockdown painfully emphasized has a solution that’s both attainable and practical.
The Data Revolution coming to Business Finance (and why I joined Trade Ledger™)
The Future has been Pulled Forward
Trade Ledger CEO describing the five ways business lending will be transformed post-pandemic.
Why SME Business Finance will never be the same after 2020
Delivering Customer Success in times of Rapid Change
Community and Culture Go Together Like a Horse and Carriage
Globalisation Isn’t Dead, It’s Set To Flourish
Discover how changes to information flows are transforming the financial landscape.
Culture as a Competitive Advantage
The Internet, not Open Banking, is Revolutionising Finance
Read about the changing dynamics of global trade and the role of finance in this transition.