Beyond the Myth: an honest look at startup life
by Laura Smith, Head of HR at Trade Ledger® For people who are driven, ambitious, and perhaps a bit idealistic, working at a startup is the holy grail. You get…
Stay up to date with the latest Fintech Trends and Insights packaged into knowledgeable articles about everything related to data-driven business finance, global SME funding gap, lending technology and platform business models. We believe SME Business Finance will never be the same after 2020. Trends that were already set in motion have now accelerated. The internet – not Open Banking – creates new imperatives for new business models, and we believe systems of intelligence will be critical in unlocking the value creation for the future of business finance and the broader digital economy.
How Embedded Finance Actually Works
Explore the true nature of embedded finance and how to capitalize on this shift.
Australia: the Innovation Sandbox powered by Data-driven Lending
I’ve been living in Australia for almost 6 years and it’s been clear since the beginning that this market made a headstart in digitising finance. It’s also currently on a good path to realizing its promise on Open Banking.
How did it do it? And why does it matter?
I’ll dig into the details next, but let me start with this: observing the Aussie market reveals a powerful undercurrent pulling the future forward for fintech companies. It reveals how banks’ approach to data shapes the type of issues they’re solving – today’s or tomorrow’s – and the vastly different outlook each approach shapes.
The Broken Promise of Auditing Customers Remotely
SMEs’ lending needs have long been caught between a rock (corporate banking) and a hard place (independent non-bank lenders). It was never clearer than in lockdown that the current setup doesn’t work – neither for SMEs, nor for lenders.
From paper-based origination processes to manual work, through siloed customer information, the promise of customer-centric lending faces many breaking points that neither party can afford.
We know why SME business finance will never be the same after 2020, but what the lockdown painfully emphasized has a solution that’s both attainable and practical.
The Data Revolution coming to Business Finance (and why I joined Trade Ledger™)
by Paul Carmichael, Head of Sales APAC at Trade Ledger™ Imagine starting a new job. A job that requires talking to everyone on the team and deeply immersing yourself in…
The Future has been Pulled Forward
Trade Ledger CEO describing the five ways business lending will be transformed post-pandemic.
Why SME Business Finance will never be the same after 2020
by Bakhtier Pulatov, Head of Product at Trade Ledger™ While armies of politicians, policymakers and academics were debating how big the SME funding gap is, why it is so persistent…
Delivering Customer Success in times of Rapid Change
by Emily Rowntree, Head of Customer Delivery & Strategic Accounts at Trade Ledger™ Our agile delivery approach is built for, and excels in, an environment of flux A dependable partner…
Community and Culture Go Together Like a Horse and Carriage
by Laura Smith, Head of HR and Community at Trade Ledger™ Why you can’t have one as a competitive advantage without the other According to research from the analytics…
Globalisation Isn’t Dead, It’s Set To Flourish
Discover how changes to information flows are transforming the financial landscape.
Culture as a Competitive Advantage
by Laura Smith, Head of HR and Community at Trade Ledger™ Thousands of start-ups fail each year. Why? Because they don’t have right team and culture in place. In…
The Internet, not Open Banking, is Revolutionising Finance
Read about the changing dynamics of global trade and the role of finance in this transition.